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FHA Credit Policy Change Makes it Easier to Qualify

Effective immediately, policy changes in the way the Federal Housing Administration (FHA) views certain derogatory credit will make it easier for some borrowers to qualify for purchasing a home. Allowances will be made for certain “Economic Events” resulting in poor credit ratings, which previously would cause borrowers to be ineligible.

What do the new rules say? Potential borrowers who experienced a decrease of income by 20 percent or more for at least six months, and that resulted in serious derogatory credit such as a short sale, foreclosure, or bankruptcy, may still be eligible as long as:
1. The loss of employment or income was due to an extenuating circumstance beyond his or her control and can be documented;
2. A satisfactory credit history has been restored for a period of 12 months; and
3. Housing counseling has been completed.
Other changes effective October 15, 2013 include amendments to underwriting guidelines in the area of outstanding, prior judgments and collections, including the exclusion of unresolved medical collections from the underwriting decision.

Hints for Selling Your Home

The real estate market has been improving.  Is it time to sell my home?

Myrtle Beach real estate for sale

It is important to prepare your house for sale. Below are some helpful hints that may help you with this process.

Today’s perspective buyer will search for properties using the internet. They will view pictures of homes. Many of them will even do a drive by of the property to make sure everything about the property and the community is right for them. Then and not until then will they want to set up a showing with their Realtor.  Just remember pictures speak louder than words.

The sellers must provide reason for buyers to choose their property.  The house must show well both inside and out.  The first thing buyers notice when driving up to a property is the homes curb appeal.  This might be the most critical time for decision-making by a buyer.  It could make or break a deal.  It is important that the property shows well from the street.  A clean and inviting property with a manicured lawn, with mulch around the bushes and a freshly painted front door is just what the buyer ordered.

Once in the home, you want to create an atmosphere that is inviting to the buyer.  Freshly painted walls and a clean carpet make rooms look brighter and more spacious.  Many homes are decorated with family pictures and memorabilia.  This tends to be a negative for the buyer’s experience.  Remember you are trying to create the best model home experience for the buyer.  So when possible remove the family photos. Lastly clean off tables, counters and book shelves.  There is no need for clutter when showing a home.

These are just a few helpful ideas that will help you in preparing your home for sale.  I hope they are helpful hints for you.  Good luck with selling your home.

Keeping Hope Alive,   Realtor John

Listing a Home Now Can Pay Off

December can be a great time to list your home contrary to what you might have thought. A big reason is because it’s at this time of year that you’ll find the most serious and committed buyers. Buyers looking at Myrtle Beach real estate now are likely to have a goal of closing before the end of the year to get the tax deduction on interest, closing costs and possibly the move itself.

Myrtle Beach real estateThe vast amount of Myrtle Beach real estate that is currently on the market is drawing in many buyers and listing your home among them will help to bring traffic to your door. That is precisely what you want once your home is listed.

It’s a difficult time of year to be between homes and so those shopping at this time very much feel in limbo between where they presently are and the house they hope to ultimately be in before years end.

The holiday season brings out emotions and feelings of nostalgia in buyers and that may help them to make their home purchase decision more quickly. When you stage your home during this time of year try to make it feel as holiday as possible without overdoing it. Keep in mind that less is more and very tasteful.

A Merry Christmas and Happy New Year to all!

Pawleys Island Real Estate

Pawley’s Island is famous for being one of the oldest summer resorts on the entire east coast. Pawleys has been known as a summer get away, dating back to the early 1700’s. There are actually still historic houses still standing today that are now historic structures. Pawleys Island is known for a laid back, fishing, golfing and good ole fashion beach bumming. The beaches are extremely wide with pristine sand and you won’t have to look far too find some delicious restaurants for dinner. Pawleys motto is rightfully “Arrogantly Shabby”. Looking to get a piece of the pie in Pawleys? Look no further. At Myrtle Beach Real Estate we are committed to helping all of your real estate needs. We have years of service, and a level of customer service that is unmatched. We can be contacted at 843-477-1777 or on our website myrtlebeachone.com. We hope to hear from you soon, and do not be afraid to call us at anytime, we are on staff 24/7!

South Myrtle Beach Homes for Sale

South Myrtle Beach Homes for Sale

The South end of the Myrtle Beach area consists of the towns: Surfside Beach, Garden City, Murrells Inlet, and Pawleys Island. This end of Myrtle Beach is more family oriented with less high rise condominiums and a more laid back atmosphere. The restaurants are fabulous and Murrells Inlet is the home of the famous Marsh Walk.There is nothing better than enjoing a couple drinks under the sunset at the character friendly bars of Murrells Inlet and Surfside. The Marsh Walk is a boardwalk along the marshes in Murrells Inlet and has great shops, restaurants and bars along the way. A new favorite of visitors is the new Celebrations Theatre where you can see your favorite cover bands and artists perform classic hits. It goes without saying that the best fishing is off South Myrtle Beaches famous piers. So when you think of Myrtle Beach, don’t forget the beautiful towns along the south strand. You can get in contact with us if you are interested in getting a home or a home away from home in South Myrtle Beach by going onto our website at myrtlebeachone.com or by calling us at 843-477-1777. We have an agent on duty 24/7

Myrtle Beach Short Sales

Myrtle Beach Short Sales
Myrtle Beach Short Sales

A recent freeze on foreclosures will cause an influx of Myrtle Beach Short Sales. Since May of 2011 foreclosures in South Carolina have been frozen due to the improper paperwork done by banks. What is a short sale your asking? A short sale is a sale of real estate in which the proceeds from selling the property will fall short of the balance of debts secured by liens against the property. The property owner of a short sale can’t afford to pay back the liens’ full amounts. Lien holders agree to release their lien on the real estate and accept lesser amount than owed on the debt. In short this simply means you can get the house you want at a cheaper price. Make sure to check out our Myrtle Beach Short Sales… Call us here at Myrtle Beach Real Estate 843-477-1777. We are open 7 days a week 24/7

Myrtle Beach Condos For Sale

Myrtle Beach Condos For SaleMyrtle Beach has been the destination of choice for vacationers for years now. Your probably wondering what makes myrtle beach such a great destination for those looking for a getaway. Its clear to see once your here and you see the Amusement Parks, beautiful beaches, casino cruises, wonderful festivals, shopping centers, live shows, water parks, and experience the Nightlife. Sounds great right? Well if your planning on taking a trip here a Myrtle Beach Condo may be perfect for you. So call us here Myrtle Beach Real Estate and see our selection of Myrtle Beach Condos For Sale. Our number is  843-477-1777 and We work every day 24/7!

 

North Myrtle Beach Condos For Sale

North Myrtle Beach Condos For Sale
North Myrtle Beach Condos For Sale

North Myrtle Beach, which lies on the North end of Myrtle Beach, is an entirely different city. While it may have the some of the same street names as Myrtle Beach, you will realize once your drive through North Myrtle Beach that is has a different atmosphere.  North Myrtle Beach is the perfect location for vacationers. With a mild subtropical climate you can do your favorite outdoor activities year round. Whether you like fishing, sunbathing, golfing, or dancing North Myrtle Beach is the place for you. North Myrtle Beach hugs the northern end of its famous “Grand Stand strip” which is the perfect location for all those activities. Oh yeah, don’t forgot that North Myrtle Beach is the home of the famous “Shag” dance so make sure you bring you dancing shoes. Call us here at Myrtle Beach Real Estate  843-477-1777 and check out our North Myrtle Beach Condos For Sale

Garden City Beach Homes for Sale

Garden City Beach Homes For Sale
Garden City Beach Homes For Sale

Garden City Beach has become the destination of choice for many vacationers. Whether its the the views across the tidal marshes or pristine Atlantic Ocean their beautiful veiws a plenty in Garden City.  For those who love to fish, Garden City has been voted to have the best fishing pier which includes an on-site café, bar, arcade, tackle shop and nightly musical entertainment. If you love the ocean Garden City also has access to the inlet and the ocean which makes it a great place for crabbing, fishing, and water sports. If your looking for a great place to live while enjoying the pleasure of this fine beach town Garden City Beach Homes for sale may be of interest to you.   Feel free to browse through our selection of listings and properties on our website MyrtleBeachOne.Com or if you would like to contact us via phone call us at 843-477-1777. We are on call 24 hours a day, 7 days a week.

Garden City Beach Real Estate

Garden City Beach Real Estate
Garden City Beach Real Estate

Garden City Beach has grown in recent years to a population of about 10,000. What attracts people here are the beautiful views across the tidal marshes or pristine Atlantic Ocean and the great accommodations for those who love to fish. In fact Garden City has been voted to have the best fishing pier which includes an on-site café, bar, arcade, tackle shop and nightly musical entertainment. Even if you don’t love fishing, many others look into Garden City Beach Real Estate simply because living here gives you ease of access to the inlet and the ocean which makes it a great place for crabbing, fishing, and water sports. Feel free to browse through our selection of listings and properties on our website MyrtleBeachOne.Com or if you would like to contact us via phone call us at 843-477-1777. We are on call 24 hours a day, 7 days a week.